Published on:

If I Don’t Hire An Attorney To Take Care Of My St Louis Traffic Ticket, Will My Car Insurance Really Go Up That Much?

Yes, it will go up quite a bit. And over the long run, you will end up paying out WAY more on auto insurance than you ever would to a St. Louis speeding ticket attorney to get the ticket fixed (especially since our fees for a regular ticket are only $35). But a lot of people make the mistake of believing that simply paying the fines on the ticket is the easiest way out the situation. That it is far better to just plead guilty and get the ticket behind them. But the exact opposite is true.

First of all, when you plead guilty to a moving violation (like speeding), it will result in a certain number of points going onto your permanent driving record. Once those points are assessed by the state of Missouri, your automobile insurance carrier will jack up your rates. How high will they increase? Let’s take a look at a recent study done by the St. Louis Post-Dispatch:

If you receive a ticket that is worth three (3) points (as many speeding tickets can be), pleading guilty to this charge will result in an average increase of 22% on your car insurance. And if you get another ticket thereafter, you can expect to see an increase of up to 53%. Which means that over the long run, you will be paying out vast sums of money (all because you thought it would be way easier to just pay the fine listed on the back of the traffic ticket).

And this is nothing to say of the fact that an accumulation of points on your record can also result in a suspension of your driving privileges. For example, if receive eight (8) points or more within an eighteen (18) month period of time, the state of Missouri will automatically suspend your driver’s license for one (1) year.

So how do you avoid all of these negative outcomes? It’s very simple: you hire a good St. Louis traffic ticket attorney to take care of the ticket for you. We do this by working closely with the local prosecutor to get the moving violation reduced to a non-moving violation. A non-moving violation does not come with any points to your record (and as a result, your car insurance will not go up).

We have two locations: in the Central West End, at 1 North Taylor, St. Louis 63108; and in the Twin Cities of Festus / Crystal City, at 1000 Truman Blvd (Highway 61/67), Jefferson County 63019. The consultation to discuss your legal matters is free of charge. So contact us today to learn more!!