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St Louis Speeding Tickets: How Does A Traffic Ticket Affect My Car Insurance?


If you plead guilty to a St Louis speeding ticket, then your automobile insurance will raise quite a bit. Why? Because the insurance company will use the ticket as an excuse to label you as a “risky” or “bad” driver, which in turn allows them to jack up your rates. But it doesn’t have to end up this way!

Most analysis shows that if you plead guilty to a traffic ticket, your car insurance will shoot up by about 15-20%. And if you were to get another one (and again plead guilty), then you can expect your rates to go up by another 30%. So as you can plainly see, these tickets can cause your monthly bills to explode.

But again, this does not have to happen to you at all!! Instead of pleading guilty to the ticket (by signing the back of it, and mailing in the associated fine), you can have an experienced St Louis traffic ticket lawyer handle it for you.

A good attorney can work closely with the local prosecutor to get the ticket reduced from a moving violation (like speeding ticket) down to a non-moving violation (like illegal parking). If the ticket is amended in this fashion, then no points will go on your permanent driving record. If there are no points on your record, then your car insurance rates will remain the same.


“Points” are like little red flags that have the tendency to make you look like a bad driver. And it is the existence of points on your driving record that the insurance carrier uses as an excuse to blow up your monthly premiums.

In addition, if you receive too many points over a short period of time, then you could also lose your driving privileges for up to a full year. If you do not want that to happen, then you should get in touch with us right away!!

The affordable St. Louis speeding ticket attorneys at The Bankruptcy Company, have been helping people with their traffic infractions for over ten (10) years. Our goal is to make sure that the charges leveled against you do not stay on your permanent record, and do any lasting damage. And we want to do all of this at an affordable price. The fees for a typical St. Louis traffic ticket case start at $35. But the initial consultation to discuss your legal issues is free of charge. So contact us today!!

We have one location by appointment only: 4625 Lindell Blvd St. Louis, MO 63108. The initial consultation is free of charge. So contact us today to learn more!!

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