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Why Does My Insurance Go Up Whenever I Get A St. Louis Traffic Ticket?


The reason why someone’s automobile insurance would go up as a result of a St. Louis speeding ticket is because they did not use an experienced St. Louis speeding ticket attorney. If you hire a good law firm to take care of your ticket, then the likelihood that your insurance will go up is very low.

When most people receive a St. Louis traffic ticket, they simply sign the back of the citation, and mail in the associated fine. This takes care of the ticket itself (in other words, it eliminates the citation, sets in good standing with the state, and makes sure that no warrant will issued for your arrest). But handling the ticket in this way will also allow the state of Missouri to assess points to your permanent driving record.

“Points” are like little red flags that make you look like a bad driver. The more points you get, the higher your car insurance will go up. The insurance company is always looking for a way to raise your monthly rates, and points are a perfect way to do it.
In addition, if you get a lot of points in a short period of time, you could easily lose your driver’s license. For instance, if you receive eighteen (18) points in an eighteen month period, the state will suspend your license for one year. This can have an obvious impact on your ability to get to work, school, or the grocery store. But it does not have to be this way.

The affordable St. Louis traffic ticket lawyers at The Bankruptcy Company have been helping people fix their ticket issues for over ten (10) years. We do this primarily by working closely with the local prosecutor to get the infraction lowered to a non-moving violation. A non-moving violation does not come with any points. This means that your auto insurance will remain the same, and you won’t risk having your license suspended as a result of too many points.

In addition, we make sure that you do not have to make any courtroom appearances in front of the judge, or make any arguments to the prosecutor. This will save you a great deal of time and energy, and you will feel secure knowing that an experienced law firm is handling your case for you. And we will do all of this at a very reasonable price. The fees for a standard St. Louis traffic ticket starts at $40.

We have one location by appointment only: 4625 Lindell Blvd St. Louis, MO 63108. The initial consultation to discuss your legal affairs is free of charge. So contact us today to learn more!!

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